求高手翻译以下内容,谢谢!2

2025-01-02 04:01:08
推荐回答(2个)
回答1:

Flexible loan is simply a rescheduled basic loan, with its own set of separate rules. I have been describing the basic loan as "Grameen micro-credit highway". As long as the borrower keeps her schedule, she moves forward uninterrupted with ease and comfort on the micro-credit highway. She can pick up speed according to the rules of the highway.
灵活贷款只是重新展期的基本贷款,它有自己一套独立的规则。我一直在把基本贷款描述成“Grameen银行小额贷款的高速公路”只要借贷者遵守自己的偿还期,她就可轻松而舒适地在小额贷款的高速公路上不断前行。她可以根据该高速公路的规则加快速度。
If she drives well she can shift to higher and higher gear. In other words, on the Grameen highway, a borrower can routinely upgrade her loan size at each cycle of loan. This is done on the basis of predetermined rules.
如果她驾驶得好,她就可将排挡切换到越来越高。换句话说,在Grameen的高速公路上,借贷者可以在每个贷款周期例行地将自己的贷款规模升级。这是在预定的规则基础上进行的。
She knows ahead of time how much enhancement in loan size is coming, and can plan her activities accordingly. But if a borrower faces engine trouble (business slow-down or failure, sickness, family problems, accidents, thefts, natural disaster, etc.) and cannot keep up with the highway speed, she has to quit the highway and take an exit on to a detour called a "flexible loan" or "flexi-loan".
她预先知道贷款规模正在提高多少,并可因此而计划自己的行动。但是,如果一个借贷者面临发动机的故障(生意走下坡或失败,生病,家庭问题,偶然事件,被盗,自然灾害等)而不能跟上高速公路的速度,她就不得不离开高速公路,并找一个进入匝道的出口,这也就是所谓的“灵活贷款”或“flexi-loan”。
This detour will allow her a slower speed consistent with her situation. Now she can reduce the installment size that she can afford to pay, by extending the loan period. Taking a detour, however, does not in any way imply that she has changed the objective of her journey.
这一匝道将让她有一个与她情况相符的较慢车速。现在,她就可通过展延贷款周期来减小自己有能力支付的分期付款的规模。可是,进入匝道并不意味着她已以任何方式改变了自己旅程的目标。
She still proceeds with the same objective, but only through a winding narrow road for a while. Her immediate goal is to overcome her problems and take as short a detour as possible to get back to the highway quickly.
她还在进行相同的目标,不过是暂时通过一段弯曲而狭窄的路。她即时的目标是克服自己的问题,进入的匝道尽可能的短,以迅速回到高速公路上。
A borrower may be lucky and succeed in getting back to the highway (i.e. the basic loan) quickly, or she may have sustained problems and the best she can do is to move from one detour to the next (i.e. moving from one flexi-loan to the next flexi-loan, working out an easier repayment schedule than the previous one), delaying the re-entry into the highway.
一个借贷者在迅速返回高速公路(即基本贷款)中可以很幸运和成功,也可能碰到了问题,而她所能做的最好的事是从一个匝道开到下一个匝道(即从一个灵活贷款转到下一个灵活贷款,设计出一个比前一个更容易的偿还时间表),从而延迟重新进入高速公路的时间。

回答2:

灵活的贷款只是一个基本的重新安排贷款,并有自己的一套单独的规则。我所讲述的基本贷款为“乡村小额信贷高速公路” 。只要借款人保持她的日程安排,她不间断地向前迈进和舒适轻松的小额信贷公路。她可以加速根据规则的公路。如果她硬盘以及她可以转移到高的齿轮。换言之,对乡村公路,借款人可以定期升级她的贷款规模在每个周期的贷款。这样做的基础上,预先确定的规则。她知道提前多少提高贷款规模的到来,并能因此她的活动计划。但是,如果借款人面临的引擎故障(业务放缓或失败,疾病,家庭问题,事故,盗窃,自然灾害等) ,并不能跟上高速公路速度快,她已经退出了公路,并采取了出口以绕道称为“弹性贷款”或“软贷款” 。这个弯路将使她速度较慢但符合她的情况。现在,她可以降低分期付款的大小,她可以负担,延长了贷款期限。采取绕道,但丝毫不意味着,她已经改变了目标,她的旅程。她还以同样的收益目标,但只有通过蜿蜒狭窄的道路了。她眼前的目标是克服自己的问题,并采取短期绕道尽可能回到公路迅速。借用人可能是幸运的,并成功地获得回到公路(即基本贷款)迅速,或她可能有持续的问题,最好的,她所能做的是从一个绕道到下(即从一软贷款到下一个灵活的贷款,制定一个更容易偿还时间表比前一) ,推迟了重新进入高速公路。