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有朋友说可以不用付首付就能买到二手房，可信吗

2025-03-16 18:10:21

推荐回答（1个）

回答1：

所谓的零首付购房实际上是将成交价格报高，评估价格高了就可以多贷款甚至是将房价加过户费等所有费用一起贷出来，是房产当中杠杆的表现形式。
如果资金实在困难又是刚需，可以考虑这种方式，如果只是为了炒房，不建议，因为杠杆一旦倾斜将面临极大的危机。

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