中学生应该如何使用零花钱？英语作文，70词左右。

首先要形成正确地花钱、算账的观念，逐步养成良好的消费习惯。第二，要懂得珍惜父母劳动成果，不奢侈浪费，养成勤俭节约的良好习惯。第三，应参加储蓄存款，零花钱送银行零存整取，自己计划管理， 你可以用于丰富自身的见识或修养，也可用于帮助他人，总之不要过度的消费而让自己养成恶习。

First, to form properly spend money, afterwards the concept gradually develop good spending habits. Second, parents should cherish the fruits of labor, not extravagance, to develop good habits of thrift. Third, should participate in savings deposits, installment savings bank pocket money to send their own program management, you can use to enrich their knowledge or training, can also be used to help others, in short, do not over-spending and let their harmful habits.