The western development of intermediate business of commercial banks in China history is long, and the accumulation of a large number of innovative experience. This paper mainly in the intermediary business of western commercial banks as the research object, based on experience of western commercial bank middle business innovation and development, and the current situation of the development of intermediate business of commercial banks in China are interspersed among research, find out the existing development of intermediate business of commercial banks in China the problems and put forward some feasible countermeasures.
Firstly, through the analysis of the development of intermediary business in western commercial banks, development process mainly research on intermediate business of commercial banks in the United States as an example, through the comparison between Chinese and American commercial banks intermediate business of commercial banks and the development process of institutional change, and find the basic factors of restricting our country commercial bank middle business innovation is the bank system lag. Secondly, based on the pricing of commercial banks intermediate business income structure and income structure of Chinese and foreign, find the factors of the formation of differences between Chinese and foreign commercial banks. Then, based on the analysis of present situation, innovation of intermediate business of western commercial banks operating mechanism and on the banks of the contribution of the comparison, to identify gaps in the western commercial bank middle business innovation and causes. Finally, based on the summarize of intermediate business of commercial banks in China and puts forward the existing problems, countermeasures to cope with intermediate business of commercial banks in China the problems.
多给些分数吧同学。