请高手帮忙翻译成英文，万分感谢。

I so far against semi-manual, semi-electronic credit management status, This paper will focus on its analysis of the problems and the causes and in this building based on the whole process credit business operating the electronic platform for the initial plan. This better support the development of credit and financial product innovation, for the achievement of the banks and their shareholders to maximize the value of maximum benefits, has an important significance. First, it satisfies the credit business development needs. Construction operating with the concept of conversion, client manager for information sharing, improve work efficiency, operational needs such as electronic increasingly urgent, Therefore the development of customer-oriented front-line managers on the platform as the top priority. Secondly, it managed to meet the level of need. One from Daqing CCB's overall development, with the development of credit operations and the management level, rating management of a series of management measures gradually improved. Daqing Construction Bank already has credit for the implementation of all business processes to operate electronic system infrastructure; 2. from the perspective of business standards, with the level of customer operations manager and the management to improve the management level, business development and the current state of manual operation between the more prominent. Foreign banks again from the best practice in credit business process as well as the building of the Construction Bank shares changed after the credit operations the inevitable choice. In summary : If the whole process credit business operating system known as Daqing Construction Bank's future credit management infrastructure platform and the data sharing platform I upgrading its line of credit management, improve credit efficiency, strengthen risk control will play a positive role. Meanwhile, the credit flow system through the implementation of clear positions set for the realization of loans, loan, After the separation of business loans to provide technical support; through the establishment of an independent lender status, centralized control risks Daqing bank lenders focus gradually achieve credit management focus shifted to provide the appropriate operating platforms.