团体意外保险投保时要注意哪些问题

2025-04-08 08:38:14
推荐回答(2个)
回答1:

保险小编帮您解答,更多疑问可在线答疑。

您好!团体意外保险,是以团体方式投保的人身意外保险,是由保险公司签发一张总的保险单,为该团体的成员提供保障的保险。团体意外保险投保时要注意哪些问题?一般应保管好保险合同,履行好如实告知义务、索赔注意单证齐全等。


团体意外保险投保时要注意哪些问题?
1、投保团体意外保险前后应采用适当方式向员工明确宣示。
2、需提供投保员工人数、职业或工种、保额需求或费用预算等信息;需填写投保书、提供员工清单、通过现金或支票缴费;
3、投保后被保险员工人数或工种发生变化,应于10日内书面通知保险公司,对相关事项进行合同批改处理,避免因工作疏忽,造成不必要的理赔纠纷。
4、要明确指定受益人。主要是身故保险金受益人。

 

团体意外保险投保,我们需要一个专业的投保平台,将是您最佳的选择:

回答2:

给员工投保团体意外险该注意什么???

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