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51问答网 > 招行转帐现在都需要短信验证码了吗

招行转帐现在都需要短信验证码了吗

2025-03-14 23:22:31

推荐回答（1个）

回答1：

转账汇款验证码规则:
【专业版】“移动证书(UKEY)”我行会根据系统设置的安全规则抽取，可能有短信验证码；“文件证书”转账汇款1万元(含)以上需要获取验证码；其余情况下我行会根据系统设置的安全规则抽取，可能有短信验证码；
【大众版/手机银行/PAD银行(短信验证码转账)/指定收款人转账】系统除分析交易设备是否可信外，还增加了其它分析手段，对于不同安全级别的交易采取校验密码、密码+短信验证码、密码+短信验证码+视频、拒绝等策略进行身份验证的管控机制。
【注】“验证码”机制是系统自有，无法设置每笔都获取验证码，也无法取消。

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