12.45-1.96-0.8=12.45-(2-0.04)-(1-0.2)=12.45-2-1+(0.04+0.2)=9.45+0.24=9.69
12.45-(1.96+0.8)=12.45-2.76=9.69
12-3+0.45+0.24=9.69