Stateowned commercial bank from the our country the bad property turns for the better year by year of the trend see, resolve the bad property problem has to be investigated bank of match the state of the nation actively bad the property handle a new solution.Accompany with the bank system reform continuously thorough, the bad property appear of new problem is outstanding, so put in the stateowned commercial bank in front not only is develop a market, open widely the service realm, guard against risk, more important investigate new solution of[with] problem of bad property of commercial bank, the bad property appear of the new problem is the great problem of the stateowned banking, and have already become the Chinese banking next move reform and develop of the heavy burden and obstacle.For resolving stateowned business of our country to lend money badly of born with bank the bad 账 handle an output new problem, have to reform to the stateowned commercial bank of the necessity and possibility carry on a research and handle and carry out to strengthen a market to turn treatment strength, right of the exploitation foreign capital batch quantity handle realization to win target more etc. possibility project.