高分求英文摘要翻译

In China,as one of the industries that develop fastest,the realty business has been making great contributions to the increase of the national economy.However,after ten-year golden period,the realty business goes profiteering,especially controled by China,while is once was the core industry which acted as an important part of China's national economic system.Since the year 2010,many controlling policies have been put forward towards the realty industry.Apart from the competitive pressure and the change of the environment,together with the global financial crisis's bad effects on China's economy,cause by the American subprime mortgage crisis,the risks of this industry become increasingly outstanding,when facing the macroeconomic environment,the Legislative and Policy Environment,and the financial environment,etc.In this case,to the real estate enterprises,how to effectively control and guard against the financial risk has been becoming the problems badly in need of solution.

By using the ways of the literature and history analysis,together with large quantity of literature,the paper arranges and generalizes the former discussion about the financial risk management of the real estate enterprise.And based on analyzing these theory,the paper gives the opinions towards the paper's topic selection.

The paper is of three parts.First of all,starting from the features of the real estate industry,the paper summarizes the expression form of its financial risks,and analyzes the reasons of these risks from two aspects,namely the systematicness and the unsystematicness.At last,the paper gives the measures of manage and guard against the risks from macroscopical and microcosmic aspects.

Keywords,industry features,expression form of the risk,reasons of the risk,measures of avoiding risks.

Title: financial crisis has brought China's banking credit risk management of
Abstract: The 2007 U.S. outbreak of the subprime mortgage crisis has finally set off the global financial crisis, it undermines the global economic order. China's banking sector has also been a hit, a country's financial crisis, first of all reflected in the banking sector, the financial risk is highly infectious and the security of credit assets directly related to the overall operation of the safety of a bank, thereby affecting a country's financial and economic, political security. Therefore, in the current financial crisis, strengthening China's banking credit risk management, the development of China's banking industry will play a crucial role.
The United States has long pursued a policy of low interest rates, gave birth to the real estate market bubble, subprime loans were made by virtue of easy credit mortgage loans, coupled with the U.S. government ineffective supervision of the financial sector, the financial crisis broke out, the seeds planted. Bank of America credit risk management in over-securitization, risk measurement distortion and agency issues a series of outstanding issues, directly form the fuse of the financial crisis. The U.S. banking industry in credit risk management issues exposed in contrary, the management of our bank credit, Bank of China also exists the same problem of financial crisis, and there are no exposed, may lead to risks of financial crisis. Therefore, this paper should improve the credit risk control system, create a real estate credit markets credit risk early warning system, efforts to strengthen the credit risk of the spread and transfer capability perspective, to address the issue of the crisis that, while may lead to financial hidden crisis, and make necessary prevention.
In this paper, literature review method, the first analysis of the causes of financial crisis, then the U.S. banking industry in this issue of the financial crisis exposed the contrary, management of our bank credit status, and finally the management of our bank credit made to guard against financial crisis Strategies and recommendations.