贷款五年期以上基准利率为年率5.94%,七折则为年率5.94%*0.70=4.158%,月利率为4.158%/12=0.3465%,85折年利率为5.94%*0.85=5.049%,月利率为5.049%/12=0.4208%
7折的年利率是4.1，8.5折是5.02
5.94%,8.5折也是这么多！
