“规避”和“避免”有什么区别?

2025-04-07 10:39:00
推荐回答(1个)
回答1:

“规避”和“避免”的区别:

1、释义不同

规避:设法避免。

避免:使不发生。

2、效果不同

规避:风险规避指的是在一场投资活动中想办法避开风险。

避免:避免风险是投资活动可以避免一切风险,自身损失几乎为零。

规避风险的措施

规避风险的措施分为四类,转移风险类,自留风险类,风险损失控制和完全规避风险。

1、转移风险类,就是在预估即将发生风险,并对自己的资金安全造成威胁的时候,利用第三方渠道将风险转移给对方;

2、自留风险类一般情况下是在风险避无可避的时候自行承担,及被动承担,这种情况一般会给投资人带来巨大的损失,还有一种主动承担的情况,鉴于风险这件事情不能被完全掌控,个人主动迎接,将风险降为最低,也不失为一种规避风险的方式;

3、风险损失的控制,即在投资之前,预先估计该投资活动可能造成的风险及风险损失数额,制定相关应对方案,降低风险带来的损失;

4、完全规避风险,顾名思义,就是通过一定的方式,例如放弃合作等等来完全规避潜在的或不必要的风险损失,这种方式一般可以给资金上100%的保险锁,但同时也失去了获取利益的机会。

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